Being successful in business entails making the right business decisions – which starts with having the right information. Risk Assessment Services provides you with accurate, reliable consumer credit data which assists you in assessing your own risk. We have strategically aligned ourselves with Experian, a global leader in consumer information solutions, in order to provide the latest and most advanced consumer profile information technology, analytics as well as specialized expertise to enable businesses assess their risk efficiently and thereby maximizing their business growth opportunities. Our criteria of data-based business intelligence solutions are designed to help you:

• Manage credit risk more effectively
• Increase revenues due to effective decision-making
• Identify and manage potential bad debt more efficiently
• Capitalize on market trends
• Increase your profitability by minimizing revenue loss

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Risk Assessment Services offers you a platform to access information on over 31 million credit-active consumers in South Africa. We have the unique ability to address market requirements through these key areas:

• Risk Assessment - Improving opportunities and profitability by managing risk with a unique combination of information, advanced analytics and decision-making and monitoring services.
• Identity Verification - Managing identities effectively and protecting your business and your customers from fraud, reducing losses and building consumer confidence.
• Credit Facilities - Helping you make the right product offer to the right customer, increasing your acquisition of high-value customers and growing the profitability and loyalty of your existing relationships.
• Debtors Management - Prioritizing and managing collections, locating consumers more effectively and optimizing your collections processes.

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The purpose of the National Credit Act is to provide a credit market in South Africa that is fair, transparent, accessible, responsible, competitive, sustainable and effective. This is primarily to protect the South African consumer. Risk Assessment Services is a Bloemfontein-based business and was established after a need was identified to provide independent and small to medium businesses with technology and solutions to effectively manage their financial risk. These businesses have been under various pressures in recent times due to some of the effects of the South African economic climate as well as legislation. These businesses can no longer afford revenue losses of any kind. Consumers’ rights are well protected by legislation and so should these smaller businesses enjoy rights and mechanisms to protect them from consumer exploitation.

Risk Assessment Services understands that business intelligence can only be achieved through the use of a timeous updated data base. We go to great lengths to ensure that the quality and integrity of our data is of the highest possible standard. Optimal risk assessment through highly effective data procurement…