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Risk Assessment Services is proud to announce that through its Investment Company it now offers South Africans Home Loan, Commercial and Bridging Finance. To ensure a comprehensive service to our clients, we have strategically partnered up with a highly credible and professional finance company, SMI Finance. …Just another innovative service to YOU, our valued client!


Products Available

Bond switches
An important product to assist in re-negotiation:
  • A better bank package
  • Lower interest rates
  • A second hand to extend or renovate your existing home
Low income Bond finance
  • For building a new house through NHBRC accredited developer or real estate agent (Building package)
  • Re-advance, further advances or 2nd Bond on existing property that has grown in value according to the market or paid up in full
  • Extend or renovate your existing home
New or First Bond finance (For first time buyers or bond applicants)
  • Building of homes through a NHBRC Accredited contractor or developer (Building Package)
  • Buying a second house for investment purposes
  • Buying a vacant land or plot
Other Financing Products
  • Bridging finance to property sellers
  • Bridging finance to property buyers
  • Bridging finance to property sellers
  • Bridging finance for property transaction cost
  • Bridging finance of building loans


How it works

Anyone may apply for finance. It is however subject to approval of course. All you need to do is contact us by clicking here or call Raan on 072 894 6393 or Nico on 084 670 1729.

We will then forward the required application documentation to you. Once you have completed it, we will guide you through the next steps. It’s really that simple!

The Benefits to you
  • We negotiate better interest rates for our clients
  • You can compare available packages from different banks
  • You receive expert, impartial advice by experienced and trained consultants
  • You receive practical assistance where necessary
  • You receive easy access to qualified, professionally trained consultants
  • The process is simple and you will receive a speedy response, saving you time and money
  • You will receive regular progress updates on your application
  • We negotiate with all the major banks in South Africa as well as Attorneys on you behalf


Terms and Conditions apply
For more information please call Raan on 072 894 6393 or Nico on 084 670 1729


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